Experience waterfront living at its finest in this beautiful 3-bedroom, 2-bath end-unit condo at Peace Harbor Condos! With a screened lanai and an additional outdoor patio, this home offers abundant natural light and breathtaking Peace River and Charlotte Harbor views. Step inside to discover a combination of luxury vinyl and ceramic tile flooring, creating a stylish, low-maintenance living space. The spacious, updated kitchen features granite countertops, stainless steel appliances, a large pantry, a breakfast bar, and a decorative tile backsplash with aquamarine iridescent accents, beautifully carried into the primary and guest bathrooms. Just off the kitchen, a versatile space with a coffered ceiling offers the perfect spot for a cozy sitting area or dining room, with sliding doors leading to the outdoor patio. Enjoy your mornings basking in the sun in this peaceful outdoor retreat. The open-concept design continues into the spacious family room, where more sliding doors open to the screened lanai—a serene space to unwind and witness spectacular sunsets over the harbor. The split floor plan ensures privacy, with the primary suite featuring its own access to the lanai, two walk-in closets, and an ensuite bath with a walk-in shower. Two additional guest bedrooms and a full bath provide plenty of space for family or visitors. A conveniently hidden laundry area completes this thoughtfully designed home. Built for both comfort and durability, this home features impact-resistant doors and windows for added peace of mind. Additionally, the condo offers the convenience of a covered parking garage located under the building, all within the safety of a gated community. Head down to the community patio and clubhouse, where you can grill out or take a dip in the inviting pool and spa. The welcoming Peace Harbor Condo community is ideally located near Highway 75, offering convenient access to both Sarasota and Fort Myers. Situated in the charming town of Punta Gorda, you'll have easy access to the iconic Fishermen’s Village, with its unique shops, waterfront dining, and entertainment. You'll also enjoy beautiful waterfront paths, fabulous restaurants, shopping, and vibrant farmers’ markets. Make Peace Harbor your next home and immerse yourself in comfort, convenience, and waterfront beauty!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,155 | $2,743 |
Total Monthly Payment | $2,441 | $2,468 | $3,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.