THIS VACANT LOT LISTING IS FOR 1 OF 2 SIDE-BY-SIDE HEAVILY WOODED LOTS IN THREE RIVERS ESTATES ON A PAVED ROAD AND NO MANDATORY HOA. This gorgeous property is located in the highly sought after and coveted ''Three Rivers Estates” in Columbia County in the heart of North Florida. This property is almost one acre (0. 92) and the lot dimensions are 100’ X 400’. It is only minutes to nearby Santa Fe, Ichetucknee and Suwannee rivers and nine (9) private Three Rivers parks. Property is located on Newark Road which Is a PAVED county maintained road. Property is very heavily WOODED with beautiful huge hardwood trees thoughout. This property has a road that has been minimally cleared into the property and is minimally cleared once inside the lot for camping and parking - lots of privacy. NOTE: There is another vacant lot separately listed and actively For Sale right next to this one (side-by-side) for a total of 1. 84 acres if purchased together making the dimensions of the two combined lots 200’ x 400’ List price is for one lot (0. 92 acre). Seller is a real estate agent but has owned the properties for decades. No mandatory HOA fees but TREPO offers $175 yearly membership which includes access to 9 PRIVATE PARKS, all beautifuly situated directly on the Santa Fe and Ichetucknee rivers in both Colombia and Suwannee Counties. One of the parks has a very nice BOAT RAMP on the SANTE FE RIVER and one park is the Main TREPO private park with swimming, kayaking, tubing, ect. There are shelters and bathrooms at this park. This parkbiis located directly on the ICHETUCKNEE River. So much to do there: picnics, swimming, snorkeling, tubing, canoeing, kayaking, fishing, hiking & so much more. NOTE; the optional HOA fee for access to all the private parks is only $175 annually (2024) for the use of all the parks for the year. HOA fees are paid-up for 2024. Lots of nearby state parks, springs, fishing, boating and local shops and restaurants. One private park on the Sante Fe has a boat ramp and the main park is located on Ichetucknee River has a beach directly on the river, pavilion, picnic benches and bathrooms. Also, you have access to the pavillions for private events & community gatherings at the main park. 3 Rivers Estates is a golf cart community!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $55,992 | $55,992 | $55,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $373 | $377 | $480 |
Total Monthly Payment | $448 | $452 | $555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.