THIS IS THE ONE!! Welcome to your dream home! Stunning 5 bedroom, 3 bathroom, POOL HOME in Valrico with NO HOA's! This spacious home is nestled in one of Valrico’s most sought-after neighborhoods. Enjoy the freedom of no HOA while relishing the privacy and serenity of your personal oasis out back. Step inside to see the open layout that is perfect for gatherings and comfortable space. The formal living area offers a soft serene space while being next to a formal dining room space to enjoy your meals. The kitchen is updated with beautiful cabinets, stone counters, and stainless steel appliances, all while being open to a huge living room area. The split floor plan allows for privacy for the primary bedroom being on one side of the house. There are laminate floors throughout with carpet in the bedrooms. The primary bathroom is nicely updated with a standup shower and natural lighting. The other 3 bedrooms are on the other side of the house with a separate bathroom. The garage space has been converted to a large bedroom with a bathroom and HUGE shower!! Upon all the upgrades you can enjoy a newer roof (2022), and newer water heater. The true feature of this wonderful home is in the back! You can enjoy a very large covered lanai to enjoy during your mornings and evenings, along with gatherings. The pool is absolutely stunning with water features on the top part of the raised area. There is plenty of space to splash around and have fun in the sun. The backyard also offers ample space to run around and enjoy. This beautiful home is right by Lake Valrico in a very quiet neighborhood that you will enjoy for a long time. You will be close to the highway for commuting, as well as stores, restaurants, and entertainment. Don't miss out on your chance to make this home your own today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,587 | $3,292 |
Total Monthly Payment | $3,084 | $3,117 | $3,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.