TURN OVER A NEW LEAF THIS YEAR & START ANEW… with this ready and waiting 3BD/2BA, 2027sqft home which sits on a . 31-acre pie shaped lot in the vibrant, planned community of Citrus Springs. The home is a clean slate and awaits your creative touch. New roof and HVAC in 2022, give you a great start. The aesthetic appeal of the vaulted ceilings and arched doorways throughout lay the perfect groundwork for elegance. Formal living and dining rooms greet guests upon entry, while a focus wall with arched openings separates the formal entertainment space from the large 27’x18’ kitchen/family room combo, where the action is at. This large, open area keeps everyone connected to the food, conversation and good times. The kitchen features a breakfast nook with slider, breakfast bar, center island, granite countertops with mosaic backsplash and not 1, but 2 pantry closets. The master bedroom boasts dual walk-in closets, a plant shelf and ensuite with a separate tub and shower, water closet for privacy and a vanity with makeup desk. The large indoor family space is equally matched with the large outdoor family space which includes a covered, screen enclosed lanai and a vinyl, privacy fenced backyard. The indoor laundry room and irrigation system are a plus! There are community DEED RESTRICTIONS BUT NO HOA FEES! NO FLOOD ZONE either! Plenty of outdoor activities nearby with The Rainbow Springs State Park 11 miles away for birdwatching, fishing, camping, or a lazy float on a tube down the Rainbow River. The famous Withlacoochee State Trail-South Citrus Springs Trailhead is conveniently situated next to Central Ridge Elementary & Citrus Springs Middle School and only 3 miles away for biking, hiking, and great nature walks. And of course, Crystal River is just 20 minutes away for shopping, dining and the only place to SWIM with the MANATEES! A FREE 1yr HOME WARRANTY for PEACE OF MIND is OFFERED as a GIFT to the BUYER!
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Our Executive Mortgage Banker:
Our Insurance Division:
$297,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,000 | $238,000 | $238,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,583 | $1,603 | $2,041 |
Total Monthly Payment | $1,819 | $1,839 | $2,277 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.