15 Santarem CIRCLE, Punta Gorda, FL, 33983 | $489,000

BONUS **TWO SPACIOUS PRIMARY SUITES EACH WITH ACCESSIBLE ENSUITE BATHS AND WALK-IN CLOSETS. ** Upon entering this NEARLY NEW CUSTOM-BUILT HOME, you will see that every detail has been thoughtfully designed for relaxed living and effortless entertaining, both indoors and outdoors. Guests are greeted warmly at the screened front patio and welcomed into an open, inviting floor plan. Off the foyer, a chef’s kitchen awaits, complete with stainless steel appliances, custom cabinetry with soft-close features, a generous prepping island/breakfast bar with quartz countertops, and a convenient built-in desk/computer station. The window over the sink offers serene views, adding to the kitchen's charm. With 9’4” HIGH CEILINGS throughout, the family room features a cathedral ceiling and seamlessly connects indoor and outdoor living. Pocketed sliders open to the SCREENED LANAI AND POOL AREA, where you can lounge in the heated pool or entertain under the covered, shaded lanai. The two ensuite Primary Bedrooms each feature walk-in closets and luxurious, spa-like bathrooms designed for privacy, accessibility and relaxation. Perfect for multi-generational living or hosting extended guests, these suites offer unmatched comfort and versatility. The interior laundry room provides additional storage and functionality, while the home’s neutral tones and natural light create a soothing and aesthetically pleasing ambiance. This home exudes quality craftsmanship and was built with premium materials. The curb appeal is unmatched, highlighted by mature landscaping and set within a community of immaculately maintained homes on Santarem Circle. A CIRCULAR DRIVEWAY, accommodating up to four vehicles, leads to an OVERSIZED TWO-CAR GARAGE, ensuring ample parking and storage space. Designed with accessibility and aging in place in mind, this home ensures long-term comfort and convenience. Located in ZONE X, where flood insurance is not required, the home also features IMPACT DOORS AND WINDOWS for enhanced security and peace of mind. This premium location in Deep Creek South puts you near world-class fishing, boating, water sports, and golfing and just minutes from quaint PUNTA GORDA. Do not miss this opportunity to own a home that embodies both luxury and practicality. Request the CUSTOM FEATURES LIST, view the Virtual Tour, and schedule your private showing today to experience the lifestyle you deserve!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Coastal, Contemporary, Florida, Ranch
  • Year Built: 2020
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Ground Level, Guest
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,464
  • Acreage: 0.22
  • Est. Taxes: $5,246
  • HOA Fee: $200 Annually
  • Lot Desc: In County, Landscaped, Level, Near Golf Course, Near Marina
  • View: Park/Greenbelt, Pool
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Deck, Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer
  • MLS#: C7500967
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7500967/15santaremcircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/9/2025 10:32:07 AM)
Listing courtesy of WALKER REALTY GROUP FLORIDA   Phone: 941-621-8710

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15 Santarem CIRCLE, Punta Gorda, FL, 33983

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $437 $437 $437
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,603 $2,636 $3,354
Total Monthly Payment $3,115 $3,148 $3,866

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.