Welcome to Citrus Ridge, a charming 55+ community located in Davenport, and close to all the attractions and I-4! This is NOT lot rent - you own the land! This home has had some recent updates and is ready for its new owners! NO polybutylene piping--- the home was completely repiped! The floors are super solid as well! The home just needs your finishing touches on design, but is move-in ready as is as well! Driving to the property, you'll notice the oversized parking pad that can comfortably fit two vehicles. A front porch greets you, perfect for enjoying your morning coffee on. When you enter the home, you'll enter the kitchen and dining room. There is eating space in the kitchen, and the home is also set up with a desk and chair, perfect for a home office. Heading to the back of the main home, you'll find the full bathroom, with a shower/tub combo, and the primary bedroom is at the back of the home. The living space continues into the addition. Starting from the back, you have a second bedroom / den that features a closet with the washer and dryer (yes, this has INSIDE laundry!). There is also a half bath, and then the living room in the front of the home. Outside, you'll find a generous storage shed. The yearly HOA fee covers maintenance of the roads, pool and other common areas, trash removal and lawn service. Owners are responsible for their trees, flowerbeds and other plantings. Park amenities include three laundry and bath house buildings; heated swimming pool and spa; shuffleboard; horseshoe court; and a petanque court. There is also a clubhouse for meetings, exercise class, shows, bingo, dances, craft and flea market events, cards, luncheons and pot luck dinners and line dancing classes. Finally, there is an activity hall for meetings, Bible study, library, reading room with puzzles, cards, exercise equipment room, arts and crafts, private parties. You can find a calendar of events on the association's website. This home is being sold CASH ONLY, and closing must be after March 30th.
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$105,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $84,000 | $84,000 | $84,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $559 | $566 | $720 |
Total Monthly Payment | $726 | $733 | $887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.