An Incredible Opportunity in Derry, NH! 31 Pingree Hill Road, Derry, NH 03038 This is probably one of the best deals in Derry, NH right now, and it’s ready for you to call home! This turnkey Gambrel, built in 1983, offers a perfect blend of charm and modern convenience. Featuring 3 bedrooms, 2 bathrooms, and just over 2, 100 square feet of finished living space, this home has everything you need to start the New Year off right. The property is equipped with a newer 4-bedroom septic system and a highly efficient 5-zone Buderus heating system, ensuring both comfort and peace of mind. The metal roof adds durability, while the stainless steel appliances bring a modern touch to the kitchen. The oversized living room provides an inviting space for relaxation or entertaining, and the finished lower level offers additional versatility, perfect for a family room, home office, or gym. Nestled on a beautifully landscaped 1. 6-acre level lot, the home features a spacious deck and a cozy covered porch, ideal for enjoying the outdoors year-round. With so much to offer, this move-in-ready home is the perfect way to start the New Year. Don’t wait—schedule your showing today! This gem in Derry won’t last long.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,821 | $2,857 | $3,635 |
Total Monthly Payment | $3,540 | $3,576 | $4,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.