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18 Fisher Road, Cumberland, RI, 02864 | $665,000
Stately Custom-Built Home with Exceptional Features! Nestled on a 1. 5-acre lot, this custom-built home exudes sophistication and curb appeal, set back on a dreamy, long driveway. Perfect for entertaining, it features an open-air side porch and an enclosed back porch with a fireplace for year-round enjoyment. This one-owner home offers 3 bedrooms, 1 full bath, 2 half baths, and gleaming hardwood floors throughout. The partially finished basement includes a bomb shelter, ideal for a wine cellar, while the unfinished second floor, with rough plumbing, heating, electrical, and a roughed-in bathroom, offers endless possibilities for additional living space or an accessory unit (with permitting). Four wood-burning fireplaces (living room, basement, enclosed porch, and second floor) add charm. Modern comforts include a 5-zone baseboard heating system, radiant heat in the basement, pre-plumbed radiant heat in other areas, and a heating system only 5 years young. Two central AC zones and supplemental electric heat in every room ensure year-round comfort. The sprinkler system is connected to city water, while the home is on a private well. Additional amenities include a 3-stall garage, 200-amp electric service, and a whole-house stereo system. Immaculately maintained, this home is a rare gem ready for your personal touch. The seller has an appraisal at $665k in hand.
Features
- Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 2 half
- Style: Bungalow,Ranch
- Year Built: 1966
- Garage: 3-car Attached,Garage
- Heating: Baseboard,Electric,Hot Water,Oil,Radiant,Zoned
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 3,197
- Acreage: 1.5
- Est. Taxes: $6,402
- Lot Desc: Sprinkler System,Wooded
- Appliances: Dryer,Dishwasher,Disposal,Oven,Oil Water Heater,Range,Refrigerator,Washer
- MLS#: 1375540
- Website: https://www.raveis.com
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William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
18 Fisher Road, Cumberland, RI, 02864
$665,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $532,000 | $532,000 | $532,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
| Monthly Tax Payment | $534 | $534 | $534 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,539 | $3,584 | $4,561 |
| Total Monthly Payment | $4,165 | $4,210 | $5,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB