Stunning "PHILODENDRON" with private backyard, NO REAR NEIGHBORS, located in +55 Mainlands community! This pristine 2BR/2BA/2CG open concept home showcases "Pride of Ownership" inside & out. From the newly installed screened front porch (2024) to the well-maintained exterior, attention to detail prevails throughout. Interior updates include warm tones with a coastal flair decor, decorative crown molding, new interior doors (2022), faux wood 2" horizontal blinds, gorgeous sand dune Anderson South Vista wood flooring (2012), updated lighting/ceiling fans, 3 advanced carbon monoxide/smoke detectors as well as updated kitchen & baths. Living/Dining/Florida & Bonus rooms all surround the "Heart of the Home". . . the kitchen. This sleek, eat-in kitchen features many updates: granite countertops, white shaker style cabinets, brushed nickel pulls, glass tile back splash, white appliances (Frigidaire French door refrigerator (2022), Maytag dishwasher, Whirlpool Gold glass cooktop range w/double oven (2022) & matching microwave), disposal and inset faux tin ceiling w/fan. The "bonus" room has impact windows (2022). It is a bonus space with many uses i. e. a mancave, guest room, craft room or office. The bright Florida room offers a wall of windows, ceiling fan & a pass thru window to kitchen. . . great for entertaining. Dining room is between the Living & Florida rooms. The popular split floorplan offers a spacious, carpeted primary bedroom featuring a large walk-in closet, big windows that provide great natural light & private ensuite bath. The renovated master bath updates include a stunning walk-in tiled shower, glass shower door, granite countertops, taller double sink vanity, new fixtures, mirror & lighting. Interior laundry room directly accesses the Master bath and garage. It also features a 2nd refrigerator, extra storage & new Maytag washer/dryer (2019/2020). Spacious hall closet, between living area & primary bedroom, offers more storage. Opposite side of living room, guests have their own private "Guest suite. " The spacious carpeted guest bedroom is next to the renovated main bath offering a tub w/shower. Exterior features include a private backyard, french drains, paver drive (2016), keyless entry pad, screened front porch (2024) w/composite roofover (2013), tile roof, gutters & vinyl low-e nonimpact windows w/EZ Max hurricane mesh screens (2012). Garage offers: Tempstar HVAC system w/heat pump (2020), Mor Flo water heater, Square D electrical panel (2023), utility sink, Overhead garage door w/reinforced windload posts, Craftsman door motor (2021), extra storage, workbench & new exterior side door. Monthly maintenance fee of $395 includes lawn care/irrigation maintenance, exterior painting/power washing (tentatively scheduled for 2025), water/sewer/trash, internet/cable in addition to maintaining all community property (clubhouse, pool, roads, sidewalks, lakes)! Mainlands of Tamarac by the Gulf Unit #6 is an active, 55+ community offering a clubhouse, heated in-ground pool, shuffleboard courts, public golf course & many other activities. A Tropical Paradise located in the "Heart of Tampa Bay" centrally situated between St. Petersburg, Clearwater & Tampa. Add'l conveniences include nearby shopping, sporting/cultural venues, excellent medical/emergency care facilities, restaurants, banking, churches and easy access to Gulf coast beaches, US-19, I-275, Port of Tampa & two airports.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,600 | $335,600 | $335,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,233 | $2,261 | $2,878 |
Total Monthly Payment | $2,495 | $2,523 | $3,140 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.