Under contract-accepting backup offers. This delightful 2 bed, 2 bath villa is located in the highly sought after Gulf front community of Whispering Sands, just outside of Siesta Village. Fully renovated in 2017 with newly remodeled interior, creating an open and bright main living area, modernized kitchen and baths, flooring and the addition of a generous Florida room with its own split AC system. Recessed lighting, automatic blinds, impact windows and doors, along with electrical upgrades were just some of the updates. See the attached improvements for a complete list. There is also an attached garage with hookups for full size washer and dryer for your convenience. This coastal community has its own private white sand beach, two swimming pools, fitness room, and a natural lagoon. A morning swim, a relaxing day on the beach, poolside cocktails and spectacular sunsets are just some of the activities that this lifestyle offers. You are within easy walking distance of Siesta Village, by a private gated pathway, you are just minutes from the charming and coastally inspired restaurants, live music, cafes, and shops. Although this home suffered some water intrusion during hurricane Helene, it has been professionally restored including mold remediation (certificate available), drywall replaced where necessary and a newly painted interior. The HVAC (2022) and electrical has been professionally inspected are in perfect working order. Priced appropriately so that the new owners can choose their own appliances, this contemporary villa is an excellent value.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $525 | $525 | $525 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,959 | $3,766 |
Total Monthly Payment | $3,539 | $3,576 | $4,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.