Discover the magic of waterfront living at 4107 Rock Creek Dr. in the vibrant town of Port Charlotte, FL, where you can enjoy a fantastic lifestyle surrounded by locally owned restaurants, an incredible park system, and world-class boating and fishing! This charming home, perfectly situated on a serene canal, features 3 spacious bedrooms and 2. 5 baths, all designed with comfort in mind. NEW ROOF 2021, Most windows are Hurricane Impact, NEW POOL RESURFACED, LANAI PAVERS AND POOL CAGE 8/2022 and NEW SOFFITS 8/2023. The heart of the home is an updated kitchen that flows seamlessly into inviting living spaces, making it ideal for family gatherings and entertaining. Step outside to your private oasis with a sparkling pool, gorgeous paver walkway, and expansive deck, perfect for sunny days and warm evenings. Every room opens directly to the pool area, creating a harmonious indoor-outdoor living experience. For cozy nights, the family room welcomes you with a wood-burning fireplace, while a loft area provides the perfect spot for relaxation or play. With two AC units and two water heaters, you’ll enjoy year-round comfort and convenience. For boating and fishing enthusiasts, a dock with a boat lift awaits just steps from your door, allowing you to set sail for Charlotte Harbor in just eight minutes and explore the breathtaking Gulf of Mexico. Living in Port Charlotte means indulging in a thriving community filled with delightful dining options, beautiful parks for leisurely strolls, and endless opportunities for outdoor adventure. This home offers not just a residence, but an incredible lifestyle. Don’t miss your chance to embrace the charm and excitement of life at 4107 Rock Creek Dr. Schedule your showing today and discover the exceptional experience that awaits you in this booming harbor town!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $711 | $711 | $711 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,228 | $4,109 |
Total Monthly Payment | $3,991 | $4,031 | $4,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.