1820 Sutherland DRIVE W, Palm Harbor, FL, 34683 | $409,900

Location!!! This one has so much potential! This 1956 bungalow charmer offers 2 bedrooms/1 bathroom/1 car carport plus workshop/storage and sits privately on an awesome . 20 acre lot that backs to a large green easement - you feel secluded! Located on a dead-end street in golf cart friendly Ozona/downtown Palm Harbor, this home is steps to everything! THE GOODS: brand new roof, brand new hurricane impact windows throughout, completely reframed to an open layout, plus terrazzo floors throughout! The lot on this home is rare for the location! Ozona/downtown Palm Harbor offers no deed restrictions, no HOA fees- park your boat, RV…all your Florida lifestyle toys with freedom! Golf cart friendly area! No rental restrictions! There are several marinas within Ozona – all minutes from the house. Walk/bike/golf cart to Ozona’s shops and restaurants or to downtown Palm Harbor for more restaurants and festivals! The Pinellas Trail and Pop Stansell Park & Pier are minutes down the street! The Palm Harbor sports complex is around the corner! Zoned for the highly desired Palm Harbor University High School, Palm Harbor Middle and Ozona Elementary. Honeymoon Island is 5 mins away! Paradise everyday!!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 65 x 135
  • Laundry: Inside
  • Year Built: 1956
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 904
  • Acreage: 0.2
  • Lot Size: 65 x 135
  • Est. Taxes: $5,081
  • Lot Desc: Near Marina, Oversized Lot, Street Dead-End
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: None
  • MLS#: TB8336254
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8336254/1820sutherlanddrivew_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/9/2025 6:36:11 AM)
Listing courtesy of MIHARA & ASSOCIATES INC.   Phone: 813-960-2300

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1820 Sutherland DRIVE W, Palm Harbor, FL, 34683

$409,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,920 $327,920 $327,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $423 $423 $423
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,182 $2,209 $2,812
Total Monthly Payment $2,680 $2,707 $3,310

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.