Location!!! This one has so much potential! This 1956 bungalow charmer offers 2 bedrooms/1 bathroom/1 car carport plus workshop/storage and sits privately on an awesome . 20 acre lot that backs to a large green easement - you feel secluded! Located on a dead-end street in golf cart friendly Ozona/downtown Palm Harbor, this home is steps to everything! THE GOODS: brand new roof, brand new hurricane impact windows throughout, completely reframed to an open layout, plus terrazzo floors throughout! The lot on this home is rare for the location! Ozona/downtown Palm Harbor offers no deed restrictions, no HOA fees- park your boat, RV…all your Florida lifestyle toys with freedom! Golf cart friendly area! No rental restrictions! There are several marinas within Ozona – all minutes from the house. Walk/bike/golf cart to Ozona’s shops and restaurants or to downtown Palm Harbor for more restaurants and festivals! The Pinellas Trail and Pop Stansell Park & Pier are minutes down the street! The Palm Harbor sports complex is around the corner! Zoned for the highly desired Palm Harbor University High School, Palm Harbor Middle and Ozona Elementary. Honeymoon Island is 5 mins away! Paradise everyday!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,209 | $2,812 |
Total Monthly Payment | $2,680 | $2,707 | $3,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.