Ideally situated in the heart of Ridgewood, this stunning Renaissance Revival-style 2-family bayfront brick row house seamlessly blends historic charm with modern convenience. Built in 1910 and nestled within the Central Ridgewood Historic District, the property spans 27'x55' on a 90' lot and offers exceptional versatility for both homeowners and investors. The owner's duplex, with its spacious open living and dining area, two bedrooms, and full bath, exudes timeless appeal with original details throughout. Large windows invite abundant natural light into every room, enhancing the inviting atmosphere, while the direct access to a beautifully landscaped garden with a patio provides the perfect setting for outdoor entertaining and relaxation. What sets this home apart is its rare configuration for a mid-block property. With a corner window and three exposures, the interior enjoys ample sunlight in every room, creating a sense of airiness and openness that is unique for homes in this area. The property's wider-than-average footprint, thanks to its driveway, allows for a larger-than-usual backyard, further enhancing its appeal for outdoor gatherings and leisure. The second-floor rental unit features high ceilings, generous storage space, and an updated kitchen and bath. All mechanicals have been meticulously updated, ensuring the home’s systems are efficient and reliable. Whether you're looking to live in the duplex while generating income from the second unit, or exploring the potential for a full conversion into your dream home, this property offers incredible flexibility. Beyond the property itself, the vibrant Ridgewood neighborhood offers easy access to some of Brooklyn and Queens’ best bars, restaurants, and cultural attractions. Time Out Magazine has named Ridgewood one of the coolest places to live globally, and the community’s charm is evident in its quiet, tree-lined streets, historic architecture, and local favorites like Bakeri, Rolo’s, and Topos Bookstore & Café. Commuters will appreciate being less than 30 minutes from Manhattan via the M subway at Forest Avenue or the L subway at Myrtle/Wyckoff, with additional bus routes nearby. This is a rare opportunity to own a piece of Ridgewood’s architectural history, offering both an income-generating investment and a spacious, comfortable home. Schedule a showing today and discover the full potential of this exceptional property.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,356,000 | $1,356,000 | $1,356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.597% | 6.158% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,021 | $8,571 | $11,443 |
Total Monthly Payment | $8,146 | $8,696 | $11,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.