Theills NY-Welcome to a very well maintained and updated home. Nothing to do but bring in your personal belongings and literally move right in! You will not be disappointed! The kitchen boast stainless steel appliances, radiant heated flooring, granite counter tops with penisula for counter seating and a tastefully done tiled back splash-it's a kitchen that one will enjoy preparing meals-with the kitchen's open concept, you will be able to entertain your guests in a formal dining room setting with sliders that lead onto the deck for outdoor enjoyment in a spacious backyard. The main bathroom also has radiant heated flooring. The spacious primary bedroom adds to the comfort of the home with 2 additional bedrooms nicely sized on the main level. The lower level adds to further enjoyment - a nicely sized family room with a fireplace, a half bathroom laundry room, recreation room/den and another bedroom. The fenced in backyard adds to ones privacy. EZ access to shopping & Highways
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $1,189 | $1,189 | $1,189 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,699 | $3,746 | $4,767 |
Total Monthly Payment | $4,980 | $5,027 | $6,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.