Search No More! Welcome to 1725 Pine Ridge Way E #E, a beautifully updated & remodeled villa in very desirable Pine Ridge villas, Palm Harbor. This home is move in ready and offers 2 spacious bedrooms, 2 fully updated bathrooms, open floor plan with a large private and fenced front porch and back screen enclosed patio with no rear neighbors. This unit has been remodeled from top to bottom- using exceptional quality and craftsmanship. The beautiful details include: New Floors, brand new Kitchen cabinets, counter-tops, back splash and appliances with also track lighting at the top and bottom of the cabinets, USB ports, a lazy susan is in the corner cabinet and a corner cabinet with glass shelves and lighted. Both Bathrooms are nicely remodeled with granite counter tops and custom wood cabinets with a walk in shower. The guest bathroom is equally renovated but offers a tub shower combination with all new fixtures including toilets, lighting and sinks. You'll find the unit has Fresh Paint, new Light Fixtures, and sits in a NO flood and non-evacuation zone. The villa had no water intrusion or damage from the 2 most recent storms. Come and enjoy the associations relaxing swimming pool which is perfect for cooling off in the summer and there is a shuffleboard area for enjoying as well. The clubhouse is yours to use when you'd like which sits on a tranquil pond. The low HOA fee of $528. 84 a month offers you 2 cable boxes which includes 1 premium channel package plus internet, water, trash, sewer, roof maintenance, fence around patio, strong escrow reserves, building insurance and on site management. You are able to keep 1 small pet in your unit as well. This light and bright floor plan makes this home one you will want to see. From the stunning new kitchen to the cozy back patio which overlooks peaceful greenery. There is the inside laundry area with brand new stack-able washer and dryer for your convenience too. Pine Ridge Villa is a 55+ community and available right away. At the clubhouse, there is the Geothermal heated pool and spa that sits on a peaceful pond which also offers a walking path to enjoy. They have a very active men and women's club to participate in if you want to participate. Some furniture in the home is negotiable which makes this a great opportunity for a second home or the snow bird lifestyle. Either way, this unit is one you will want to come tour as soon as you can.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,940 | $2,469 |
Total Monthly Payment | $2,294 | $2,318 | $2,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.