Spruce Creek South, 55+ Gated Golf Course Community just 2 miles north of The Villages. Don’t miss this 2/2/2 Maple is 1, 080 sf and 20’x24’ garage. This well-maintained home shows pride of ownership. As you walk across the covered front porch you will enter the home through a beautiful front entry door with leaded glass. With the split bedroom floor plan your guests will have their own privacy. There is beautiful laminate flooring in all but the wet areas. The kitchen, baths and lanai all have ceramic tile. The gally kitchen is to the right of the dining room with a breakfast nook and newer kitchen appliances. All rooms have been freshly painted, new windows in 2022, new blinds throughout the home. The living room and dining room combo will lead you to the 10’x15’ lanai that has new vinyl windows which leads to the outdoor patio, a great spot for your grill. The location is just a short walk to the community center where you will enjoy tennis, pickleball, horseshoes, bocce ball, shuffleboard, community pool and all the activities of the Community Center. Golf cart access to shopping, physicians, pharmacies, and restaurants! Don't miss this gem, schedule your showing today!!! Roof 2023; HVAC 2011; 50 gal HWH 2023.
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Our Executive Mortgage Banker:
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$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $98 | $98 | $98 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,166 | $1,180 | $1,502 |
Total Monthly Payment | $1,339 | $1,353 | $1,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.