Impressive one story WATERFRONT custom pool home located in desirable deed restricted community of PUNTA GORDA ISLES. On a quiet dead end street just before the cul-de-sac. This home was custom built by Tom Fero/ Fero Construction. Quick powerboat access to Charlotte Harbor and on to the Gulf of Mexico. There is a standard 30 foot concrete and 10, 000 lb boat lift. The 83. 4 foot concrete seawall is maintained by the city of Punta Gorda. Built in 2002 this home has 2154 air conditioned square feet and 3204 total SF. This light and bright home offers an open and split bedroom floor plan with 3 Bedrooms, 2 full Bathrooms, attached oversized 2 Car Garage (27x22), GreatRoom, separate large Dining Room, well equipped eat in Kitchen and Inside Laundry Room. The Great Room features tile flooring, tray ceiling, a wall of built-ins for your entertainment center, collectibles and books and disappearing edge sliding glass doors that lead to the Lanai. The spacious Dining Room offers a tile floor, tray ceiling and large window. The Kitchen features white staggered height cabinetry, Corian counters, breakfast bar and Dining Area with aquarium glass overlooking the pool and water. Appliances include: refrigerator, microwave, oven/range, dishwasher. The Inside Laundry has a washer, dryer, laundry tub and cabinets. The spacious Master Bedroom suite offers a tray ceiling, walk in closet and private bathroom with dual sinks, garden tub and walk in shower. There are two generously sized guest bedrooms with large closets. The third bedroom is currently being used as a den/office and has lanai access. The guest bathroom has a walk in shower. Your living space extends via sliding glass doors to the screened lanai with large covered area, 27x13 inground pool, above ground spa, room for a grill and great water view- perfect for entertaining. Other features include: NEW (2022) clay tile ROOF, hurricane shutters, front door with sidelights, alcoves and plant shelves for your collectibles, beautiful design features throughout the home. Utilities are city water and sewer. There is currently a homestead exemption on this property. This is a deed restricted community but there is NO HOA. This home is 5 minutes from Golf, Fishermen’s Village, the Visual Arts Center and historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, walking and biking paths, boat ramps, fishing piers, Charlotte Harbor Event Center, weekend farmers markets, events and more!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,200 | $671,200 | $671,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.261% | 6.748% | 6.847% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,466 | $4,298 | $5,893 |
Total Monthly Payment | $5,179 | $5,011 | $6,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.