Nestled in the serene Village Commons neighborhood of Colchester, VT, this charming 2-bedroom, 2 bathroom townhome offers the perfect blend of comfort and convenience. The peaceful community boasts lush green space and minimal traffic, making it a tranquil retreat just off Main Street while still enjoying all of the convenience that this Colchester location provides. As you enter the home, you'll be welcomed by the main level, featuring a first floor half bath, a well-appointed kitchen with pantry, and a dining area that flows seamlessly into the living room, complete with natural gas fireplace perfect for those cold winter nights. Large sliding glass doors lead to a private patio and fenced-in backyard, perfect for outdoor relaxation and privacy. Upstairs, two generously sized bedrooms and a full bath await, while the partially finished basement provides versatile space for a family room, playroom, or office, along with laundry and additional storage. With a new roof in 2019, new siding in 2020, fresh paint throughout, updated flooring just this year, and newer appliances, you'll love just how move-in ready this property truly is. Enjoy the convenience of walking to the library, Heritage Park (w/ tennis courts), The Village Scoop for summer ice cream, Village Park walking path, Union Memorial School, and so much more. With easy access to I-89 and multiple surrounding towns, this home offers the best of both worlds; a quiet, cozy home close to everything you need!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,778 | $2,263 |
Total Monthly Payment | $2,123 | $2,145 | $2,630 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.