Take advantage of convenient condo living in this 2-bedroom home with modern updates in a prime Essex location. Welcome to this well-maintained, updated condo offering convenience and comfort in a peaceful setting. This home features first-floor laundry and an updated ½ bath off the tiled entryway. The well-designed kitchen includes a peninsula with seating, perfect for casual dining or entertaining. Beneath the stairs, you'll find a built-in desk and a handy storage niche. The sunny living room has a sliding door leading to the back patio, providing easy access to outdoor space. Upstairs, you'll find a full bathroom featuring a brand new marble-topped vanity. One of the spacious bedrooms has an attached bonus room, ideal for an office, nursery, or whatever suits your needs. A second bedroom completes the upper level. This home also includes an attached one-car garage for added convenience. HOA amenities include access to a pool, tennis courts, landscaping, snow removal, trash services, and more. This property has tons of surrounding green space to enjoy, giving it a country feel while still being close to plenty of local amenities including the Essex Experience with great shopping and dining options. Convenient location close to schools, less than 15 minutes to I-89 and close to the Indian Brook Reservoir with walking trails, swimming, kayaking and more! Delayed showings begin 1/11/25
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,886 | $2,401 |
Total Monthly Payment | $2,348 | $2,371 | $2,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.