Welcome to this charming 4-bedroom, 2-bathroom home, located in the highly desirable Bloomingdale neighborhood, known for its great schools and vibrant community. As you enter, you'll be greeted by a warm foyer that leads into a thoughtfully designed split floorplan, perfect for families and entertaining. The front of the home features two cozy secondary bedrooms that share a full bath, offering privacy and comfort. Take a few more stops and discover one of the most popular open-concept layouts. The spacious remodeled kitchen boasts beautiful new countertops and backsplash, and a breakfast nook, ideal for enjoying your morning coffee and everyday meals. A breakfast bar seamlessly connects the kitchen to the living room, so you can entertain guests while staying engaged in the conversation. Across from the kitchen, the large dining room provides the perfect setting for family meals or holiday gatherings. The living room is the heart of the home overlooking the backyard. At the rear of the home, the generously sized primary bedroom offers a peaceful retreat, complete with a massive walk-in closet and a luxurious en-suite bathroom featuring double sinks, a large vanity, and a stunning new shower. A fourth bedroom, also located at the back offers flexibility and is ideal for a home office, gym, or nursery. Step outside to the screened-in porch, where you can unwind after a long day or host friends and family for social hours, all while enjoying the quiet beauty of your backyard. Located in a prime area with shopping, dining, and recreational options nearby, this home is just minutes from the YMCA, making it ideal for active lifestyles. Don’t miss out on this incredible opportunity—your dream home in a fantastic neighborhood is waiting for you! View this home virtually with this link: my. matterport. com/show/?m=5yqGBr2bhiP&mls=1
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,183 | $2,766 |
Total Monthly Payment | $2,362 | $2,416 | $2,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.