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521 Cummings STREET, Siesta Key, FL, 34242 | $1,995,000
Charming Canal Front Home – Your Island Oasis Awaits!
Welcome to this lovely 3-bedroom, 3-bathroom Key West-style home, nestled on a quiet cul-de-sac in North Siesta Key, just off the Grand Canal. This stunning property features a 100-foot dock with a 5, 000LB covered boat lift, perfect for boating enthusiasts. Steps up from the dock is a large covered deck perfect for calm relaxation or vibrant entertaining! The Pebble-Tec heated pool, complete with a serene stone waterfall and a built-in bar trimmed in Mexican tile, offers a beautiful outdoor space for relaxation and entertaining.
Step inside to discover an open-concept living area with high ceilings that creates a spacious feel. The kitchen is a chef's dream, boasting two sinks, stainless steel appliances, granite countertops, and a center island with a JennAir cooktop. A marble wood-burning fireplace graces the dining area, while a breakfast bar defines the space between the living area and kitchen. The master suite features sliding glass pocket doors that lead to a screened-in lanai, inviting tropical breezes into the bedroom. Beyond the lanai, a spacious deck with cable railings overlooks the dock and canal, providing stunning views of the nature preserve-like setting. The master bath includes double sinks, a window seat, and a walk-in shower, while two additional bedrooms and another full bath are positioned for privacy.
The lower level offers two garages and a 400 sq ft poolside guest suite with a full bath, perfect for visitors. The low-maintenance fenced-in yard is child and pet-friendly, with ample parking space for a 20’ boat and three additional vehicles.
This home is the highest elevation on the street and sustained zero flooding during recent hurricanes, providing peace of mind. Plus the lanai has been reinforced for hurricanes and the front doors are hurricane rated. Recent improvements include a metal roof, Nichiha siding, Trex decking, cable railings and 13 new windows.
Located within walking distance to the vibrant Village and stunning Siesta Key beaches, this home offers the ultimate island lifestyle. Whether you’re seeking a serene retreat or a place to entertain, this canal front gem checks all the boxes. Don’t miss your chance to experience the best of waterfront living!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 3 full
- Laundry: Inside
- Style: Key West
- Year Built: 1983
- Garage: 2-car Boat, Driveway, Garage Door Opener, Garage Faces Rear, Garage Faces Side, Oversized, Parking Pad, RV Parking
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,500
- Acreage: 0.22
- Est. Taxes: $6,711
- Lot Desc: Cul-De-Sac
- View: Water
- Elem. School: Phillippi Shores Elementary
- Middle School: Brookside Middle
- High School: Sarasota High
- Pool: Gunite, Heated, In Ground, Other, Tile
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Range, Refrigerator
- MLS#: A4633123
- Days on Market: 1 day
- Website: https://www.raveis.com
/eprop/A4633123/521cummingsstreet_siestakey_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER REALTY Phone: 941-388-3966
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Yokadi MejiaInsurance Sales Director, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
521 Cummings STREET, Siesta Key, FL, 34242
$1,995,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,596,000 | $1,596,000 | $1,596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.625% | 6.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.261% | 6.748% | 6.847% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,618 | $10,219 | $14,013 |
| Total Monthly Payment | $11,302 | $10,903 | $14,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388