**This property qualifies for a closing cost credit up to $3, 900 through the Seller’s preferred lender. **Welcome home to this spacious 4-bedroom, 2-bathroom pool home located in the English Woods community of Fern Park! The arched detailing up front welcomes you into the charming entry of this home. This spacious floorplan offers the livable areas on the left side of the home and all the bedrooms and bathrooms to the right. As you make your way inside, you’ll step down to the living room that leads you into the formal dining room. Oversized windows line the back of these rooms with crown molding adding a touch of elegance. Circle around into the beautiful kitchen that features granite countertops, stainless steel appliances, and floor to ceiling cabinetry for plenty of storage. Off the kitchen you’ll find the family room with the charming stone front fireplace and built in bookshelves to the left. Out the sliding glass doors you’ll step into the Florida room with a wall unit and floor to ceiling windows drawing in the natural light. Off the foyer is the hallway leading back to the bedrooms. The primary suite tucked up at the back is an amazing space with an ensuite and offers an additional room out the sliding glass doors for a workspace with a side entrance leading out back. Step outside to find your private oasis waiting! This amazing private pool will be calling your name in the warmer months with enough green space on the side for the little ones and furry friends to run around in. Convenience is at your doorstep, with the sought-after English Estate Elementary School just minutes from your front door. Additionally, this home is conveniently located near shopping, dining, and entertainment options, offering the best of both worlds - a tranquil retreat with easy access to the amenities of city living. Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,768 | $2,803 | $3,567 |
Total Monthly Payment | $3,016 | $3,051 | $3,815 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.