BEAUTIFUL 3/2/2+POOL In VILLAROSA Community in Lutz. Come and see This UPGRADED home that shows PRIDE of OWNERSHIP ! This home features over 1, 745 square feet of living space with an oversize driveway of 48 feet long and sits on a CUL-DE-SAC. It has a BRAND NEW ROOF (2 years) , Pavers in Driveway and backyard. Ceilings are 11 Feet high providing a SPACIOUS FEELING and making the home feel larger. Kitchen was remodeled a few years back with Quartz countertops, stainless steel appliances, and a spacious pantry. The home also has tile throughout the main areas and hardwood floor in the bedrooms. The family room has a beautiful rock wall with an electric chimney. The bathrooms have been remodeled and have tempered glass and beautiful tile. Pool is 24x13 with stamped concrete around the deck. Also, there is an outdoor kitchen that will host your parties next to the pool. Recently, the owners added Hurricane Shutters to the home to provide security if a major storm comes to the area. There is a huge paver area in the backyard 38x29 that can provide plenty of space to have outdoor furniture. This home is located in the Mckitrick Elementary School, Martinez Middle School and Steinbrenner High School which are highly desired schools. Also the community has a low HOA fee of $217 per quarter. The home does not have a CDD, in NOT in a FLOOD zone and the HOA is very LOW. Come and see this home today before it’s gone ! Schedule your appointment today.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $315 | $315 | $315 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,954 | $2,991 | $3,807 |
Total Monthly Payment | $3,361 | $3,398 | $4,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.