This first floor move in ready unit is situated in the very the desirable Town of Belleair. The reserved parking space under the carport is a few steps from the front door of this unit. Within the last few months owner installed a brand new A/C system with warranty, a new stove, a new washer and a new microwave. This 2 Bedroom 2 bath unit with granite kitchen and bathroom countertops being offered was built in the last phase of the complex that are the only ones permitted to have a washer & dryer in the units. Seller previously had upgrades done by professionals for the kitchen and bathrooms with solid wood cabinets, granite counter tops and tile flooring. The seller had hurricane windows installed with all permits required in 2017 with transferable warranties. These newer hurricane windows provide the added features of noise reduction, energy saving costs as well as protection from hurricane winds. Washer & dryer is included in the purchase price. Also internet and basic cable included in monthly condo fees. Unit is equipped with the Ecobee Alexa/Siri smart thermostat & the Ring security Camera Doorbell that will be provided to new owner. Sold As Is with right of inspection.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,293 | $1,646 |
Total Monthly Payment | $1,395 | $1,411 | $1,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.