Welcome to 265 W 131st St, your new home in the heart of Harlem! This gorgeous brownstone condo building combines the best of both worlds: modern living with historic charm. You’ll love the spacious units, each with hardwood floors, stainless steel appliances, modern countertops, and large windows that fill your rooms with natural light. Apartment Features -Stainless steel appliances -Private Outdoor Space -Lots of storage space -Tons of natural light -In unit washer/dryer hookups -2 Fully renovated bathrooms -Spacious living area – Hardwood Floor – Central Air Harlem is full of culture, history, and entertainment, and offers something for everyone. Whether you’re into music, art, or food, you’ll find it all within a short distance. You’ll be close to some of the most iconic landmarks and attractions in Harlem, such as the Apollo Theater, where you can watch live shows by some of the best artists in the industry. You’ll have access to a variety of delicious food options, from soul food at Sylvia’s to Ethiopian cuisine at Zoma. You’ll also find plenty of cafes, bakeries, bars, and markets nearby, where you can enjoy a coffee, a pastry, a drink, or a snack. Enjoy the green spaces such as Marcus Garvey Park, Jackie Robinson Park, Morningside and Saint Nicholas Park. Easy access to public transportation, with the A, B, C, and D subway lines at 125th Street Station and B, C trains at 135th Street. Don’t miss this opportunity to own your dream home in Manhattan at an amazing price!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$769,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,200 | $615,200 | $615,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $799 | $799 | $799 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $4,145 | $5,275 |
Total Monthly Payment | $4,984 | $5,036 | $6,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.