ALL SHOWINGS AND OPEN HOUSE SHOWINGS ARE BY APPOINTMENT ONLY Grand high-floor, sun filled Classic 5 is rarely available in one of RSD's most prestigious prewar doorman cooperatives. Enter onto the large formal entry foyer with an oversized coat closet. The massive almost 25' long living room is bright with a side view of the Hudson River and Riverside Park. The corner dining room is often used as a tv room/dining room or can easily be partially converted into a third bedroom and faces east and south. The windowed kitchen features an adjacent breakfast room that can also function as a home office. There are two spacious, perfectly proportioned bedrooms with ensuite windowed baths. The corner primary has a bathroom that has been renovated with a stall shower. This charming apartment offers incredible light and city views from all rooms. Bring your designer/contractor to create your own dream home! This home has a grand and timeless floor plan with abundant closets, high-beamed ceilings and large windows. The cooperative is 100% owner-occupied, has a full-time doorman, live-in Resident Manager, bike room, storage, a central laundry room and is pet friendly. Washer/dryers are allowed. With board approval, pied-a-terres, gifting, parents purchasing for children and co-purchasing are all also allowed. 285 RSD was designed in 1926 by Rosario Candela and has a gorgeous lobby and entrance with wrought iron doors, intricately carved coffered ceilings, stained glass windows and marble floors. Situated in the heart of the vibrant and charming Upper Westside, the building is near restaurants, shops and schools as well as convenient to major transportation including the 1, 2, 3, A, C and B trains, M104, M11 and M96 crosstown bus lines. There is a 2% flip tax payable by the purchaser.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,200,000 | $1,200,000 | $1,200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.597% | 6.158% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,098 | $7,585 | $10,126 |
Total Monthly Payment | $7,223 | $7,710 | $10,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.