97 Galen Street offers the space, comfort, and charm every homebuyer dreams of. This 4-bedroom, 2. 5-bath townhouse welcomes you with classic details like elegant pocket doors, timeless trim work, and an updated eat-in kitchen, perfect for entertaining or everyday life. With three finished floors, the entire third floor is a private retreat—a spacious primary suite with an ensuite bath and plenty of room to unwind. Hardwood floors run throughout, and central air keeps the home comfortable year-round. The full unfinished basement provides ample storage, while the back patio is ideal for relaxing outdoors. Two dedicated parking spots add everyday convenience. Located in vibrant Watertown, and on the Newton line, this home combines character, function, and space to grow.
Type | Description | Level |
---|---|---|
Bedroom 2 | Second | |
Bedroom 3 | Second | |
Bedroom 4 | Second | |
Dining Room | Flooring - Hardwood, Pocket Door | First |
Kitchen | Flooring - Hardwood | First |
Living Room | Flooring - Hardwood, Pocket Door | First |
Master Bedroom | Flooring - Hardwood | Third |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $876,000 | $876,000 | $876,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.597% | 6.158% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,182 | $5,537 | $7,392 |
Total Monthly Payment | $5,856 | $6,211 | $8,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.