Whether you're looking for your 1st home or to downsize, this charming one-story ranch will win your heart. The large picture window in the living room fills the home w/ light & highlights the cozy wood-burning stove, ideal for chilly winter days. The living room flows into the kitchen, w/ an open dining area and a slider w/ views of the backyard & large deck. The kitchen boasts sleek black granite, fresh white cabinets, & newer appliances(2018). The main bed creates a peaceful atmosphere w/ double closets, vaulted ceiling & skylight that extends into the bathroom, w/ a deep soaking tub. The 2nd bed features a generously sized closet. The chic guest bathroom showcases vaulted ceilings, a skylight, & spacious walk-in shower complete w/ a glass barn door & white subway tiles. The basement includes a laundry room, great storage & connects to the one-car garage. The yard is an ideal size for relaxing or entertaining, featuring a firepit area, large deck & two driveways. Welcome Home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Wall to Wall Carpet, Closet - Double | 9.0 x 15.0 | Main,First |
Dining Room | Flooring - Hardwood, Balcony - Exterior, Exterior Access, Slider, Lighting - Overhead | 7.0 x 11.0 | Main,First |
Kitchen | Flooring - Wood, Lighting - Overhead | 9.0 x 11.0 | Main,First |
Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Exterior Access, Recessed Lighting | 11.0 x 20.0 | Main,First |
Master Bedroom | Bathroom - Full, Skylight, Ceiling Fan(s), Vaulted Ceiling(s), Closet, Flooring - Wall to Wall Carpet, Closet - Double | 10.0 x 14.0 | Main,First |
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Our Executive Mortgage Banker:
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$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,099 | $3,944 |
Total Monthly Payment | $3,640 | $3,679 | $4,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.