One or more photo(s) has been virtually staged. STONECREST is a 55+ Golf Course Community With All The Amenities, 4 Pools (one is indoor), and just a Bridge Away By Golf Cart To The Villages! Charming 3/3 + Flex room Expanded Cedar on a Cul de Sac Lot with a 2 Car + Golf Cart Garage! ROOF November 2024! You will Love This Open Concept and Split Floor Plan, with plenty of Space, and Natural Light, making the Cedar model just perfect for Entertaining Friends and Family! This well appointed home boasts Crown molding, Plantation shutters, High ceilings, and an Enclosed Lanai with a Birdcage! As you enter into the foyer you are greeted by high ceilings, and a lovely Dining area to the left with an Upgraded Chandelier and glowing Laminate flooring, and a Flex room to the right with elegant French door access, Laminate flooring, and a Built in Closet, affording this room the ability to be used as a Fourth bedroom, Office or Study. (This room is reflected as the Living room in the original floor plans. ) The Spacious Eat in Kitchen showcases Granite countertops, Stainless appliances, a Solar tube, wood cabinetry, a nice size Center Island, a Generous Breakfast bar with Upgraded Pendant Light Fixtures, and French door access to the Lanai! The kitchen flows seamlessly to the Great Room, which offers an exceptional space for enjoying comfortable living, and entertaining! Gorgeous Laminate Flooring and Stunning Crown molding Adorn the spacious Primary suite accented by the Plantation shutters. The Split Floor Plan offers maximum Privacy for both the Owners and their Guest, with the Primary suite commanding one side of the home while the guest bedrooms and guest bathrooms are located on the opposite side of the home, separated from the main living areas by a sliding barn door. The Luxurious Primary suite offers a Double door entry, and an En Suite bathroom. The En Suite Bathroom features a Granite topped double sink Vanity, Tiled Roman shower, and a Huge Walk in Closet! The two additional bedrooms feature nice size built in closets. Guest bedroom 2 offers an En suite bathroom with a stunning Tiled Walk in shower, providing your guests with Convenience, and Privacy! Guest bedroom 3 is conveniently situated next to the additional guest bathroom which features a Private access to the Lanai, and a tub/shower combination, providing ample space for your guests. Enjoy Your Own Private Oasis on the Enclosed Lanai showcasing a wet bar, wine refrigerator, and stunning Bead Board ceiling! The Enclosed Lanai with an attached Birdcage, creates a Fantastic Additional living space, perfect for enjoying outdoor dinning, beautiful Florida Sunsets, and tropical breezes! You will love having plenty of room for storage in the inside Laundry room with built ins, and the freshly painted 2 Car + Golf Cart Garage! Stonecrest is a 55+ gated golf course community with all the amenities, pools, pickleball courts, softball, 18 hole championship golf course, Broad Stripes Golf & Social Club and over 80 different clubs to join! Stonecrest is just a bridge away by golf cart to the Villages. It is a community with Private Roads and 24 Hour Security! As a private gated golf course community, you can expect a high level of privacy and security. Overall, this home offers a combination of Tremendous Outdoor Space, luxurious features, a desirable location, and a secure community setting. A WONDERFUL LIFESTYLE AWAITS YOU IN STONECREST!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,767 | $2,802 | $3,566 |
Total Monthly Payment | $3,110 | $3,145 | $3,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.