This delightful ranch home, built in 1930, offers the perfect blend of classic charm and modern updates. Featuring a newly replaced roof in 2024, as well as a fully updated kitchen and bathroom, this home is move-in ready. The kitchen boasts modern finishes and ample counter space, while the updated bathroom offers a fresh and inviting feel. Natural light floods the living spaces, creating a bright and airy atmosphere throughout. The home is equipped with electric heat and a brand-new hot water heater (2024) for added convenience and efficiency. The windows have been updated to enhance both comfort and energy efficiency. A large, detached garage provides plenty of space for storage or a workshop, while the pre-cast cesspool offers a reliable waste management solution. Located in the sought-after Rocky Point School District and with low taxes, this home offers a wonderful opportunity for owners and investors alike. Don’t miss out on this move-in ready gem in a great location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,156 | $2,744 |
Total Monthly Payment | $2,587 | $2,614 | $3,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.