Quaint Old Lyme, This spacious, luxurious one level living fully wheelchair accessible and was designed to meet VA minimum property requirements for the Specially Adapted Housing Grant. CT Home, on a corner lot is Totally renovated with lap of luxury ADA features - This one story Idyllic country home has your every need fulfilled with epicurean hospitable gourmet open kitchen/ living area with naturally well lit skylights and hand hewned natural beamed cathedral ceilings. The kitchen boasts walls of Kraft made cabinetry with the highest end appliances; 6 Burners Freestanding Natural Gas Range in cobalt Blue with Convection Oven and pot filler faucet usable at wheel chair height. Brilliantly designed Highest end kitchen refrigeration with french door to door insta view inverter linear technology to keep foods the freshest with dual ice making ability for entertaining. Newer Dishwasher and convection drawer microwave. Attached Garage with large paved driveway. Large yard w/ back entry to yard which could be another parking entry area. Plenty of room for a huge garden. The owner, a veteran, had the home completely customized& designed with ADA features with wheel chair access for every room and stunningly crafted concrete stamped patio which encircles this unique custom home to enjoy the serene crisp ocean air & steps to a recreational town lake. The home is bountiful w/inviting space & light, plentiful closet spaces appointed with convenient top line cabinetry. Selling "As is"
Type | Description | Level |
---|---|---|
Bedroom 1 | Remodeled,Palladian Window(s),Cathedral Ceiling,Jack & Jill Bath | Main |
Dining Room | Remodeled,Cathedral Ceiling,Vaulted Ceiling,Beams | Main |
Primary Bedroom | Remodeled,Skylight,Cathedral Ceiling,Bedroom Suite,Patio/Terrace,Sliders | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,603 | $2,636 | $3,354 |
Total Monthly Payment | $2,972 | $3,005 | $3,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.