34 Royal Oak DRIVE, Palm Coast, FL, 32164 | $414,900

Buy this home and we’ll sell yours for free!
Welcome to your dream home! This meticulously designed 3-bedroom, 2-bath residence, built in 2022, offers over 1, 900 SqFt of modern living space that combines luxury, energy efficiency, comfort, and the freedom of no HOA. With over $20, 000 in upgrades post-construction, this property is a true gem. Enjoy the benefits of owning PAID OFF solar panels, which significantly reduce your monthly electricity bills. This home is designed to keep energy costs low while promoting a sustainable lifestyle. Spray foam insulation, triple pane windows, efficient HVAC systems, and LED lighting are just some of the notable energy-efficient upgrades that this home has compared to your standard house. The spacious open layout creates a seamless flow between the living, dining, and kitchen areas, making it perfect for entertaining or family gatherings. Natural light floods the space, enhancing the welcoming atmosphere. The heart of the home boasts a stunning kitchen equipped with stainless steel appliances, ample cabinetry, and beautiful countertops. Whether you’re a culinary enthusiast or love to host, this kitchen is sure to impress. Retreat to the tranquil master bedroom featuring elegant tray ceilings and abundant natural light. The master bathroom is your personal oasis, complete with a double sink vanity and a spacious walk-in shower, perfect for unwinding after a long day. Two generously sized guest bedrooms provide plenty of space for family or visitors, ensuring everyone feels at home. Enjoy the modern appeal of tile plank flooring throughout the entire house, offering durability and easy maintenance while adding a touch of sophistication. The versatile bonus room adds extra space for a home office, media room, or play area—tailor it to your lifestyle! The expansive backyard is fully fenced, providing a safe and private space for children and pets to play. It's also an ideal setting for outdoor gatherings, gardening, or simply enjoying the fresh air. The home features gutters all around, providing added protection and convenience, along with a host of other thoughtful upgrades that enhance both functionality and aesthetics. This beautiful home combines modern design with practical features, making it perfect for anyone looking to enjoy a comfortable and stylish lifestyle. Don’t miss the chance to make this exceptional property your own! Schedule a showing today and experience all that this home has to offer. Call now to schedule a private tour!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,983
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $4,859
  • Elem. School: Rymfire Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Solar Hot Water Owned
  • MLS#: FC306274
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/FC306274/34royaloakdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/11/2025 5:02:08 PM)
Listing courtesy of YOUR HOME SOLD GUARANTEED REALTY (PC)   Phone: 608-358-0917

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

34 Royal Oak DRIVE, Palm Coast, FL, 32164

$414,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $331,920 $331,920 $331,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.386% 6.623%
Monthly Tax Payment $405 $405 $405
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,208 $2,264 $2,869
Total Monthly Payment $2,688 $2,744 $3,349

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.