Welcome to this charming St. Petersburg home where farmhouse comfort meets thoughtful upgrades. This delightful three-bedroom, one-bathroom residence showcases a blend of traditional character and contemporary improvements. This property sits high and dry (Flood Zone X) no flood insurance required, sustained no damage from previous storms (Helene and Milton) offering extra peace of mind.
Step inside to discover a beautifully maintained interior featuring a stunning primary bedroom suite with an elegant nine-foot vaulted ceiling that mirrors the kitchen's architectural charm. The home's recent updates include fresh paint throughout - from walls to ceilings, trim, and baseboards. Original hardwood floors lie beneath new carpeting in the bedrooms, offering future restoration potential for those seeking to unveil this classic feature.
The home's practical amenities shine with a new LG Washtower offering generous capacity for family-sized loads, while the bathroom boasts updated fixtures for enhanced functionality. Energy-conscious features include comprehensive LED lighting throughout and additional attic insulation for improved efficiency. Water quality is a priority here, with both a water softener and reverse osmosis system ensuring superior water throughout the home.
Outside, a new wood perimeter fence provides privacy and security. Spacious backyard, with a large shed for additional storage. The location couldn't be better - you're just steps from Gladden Park Recreation Center for outdoor activities, and convenient shopping. Easy access to downtown and several different beaches. Home is zoned as NT-1 allowing for ADUs with City Approval (Verify with City)
This thoughtfully upgraded home in an established neighborhood provides the perfect blend of comfort, convenience, and modern amenities for your next chapter.
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $54 | $54 | $54 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,965 | $2,489 |
Total Monthly Payment | $2,045 | $2,094 | $2,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.