Welcome to your coastal dream at 246 Joey Drive, a charming single-family residence nestled in the heart of St Augustine Beach, FL. Perfectly suited for growing families or those looking to downsize, this home offers a blend of comfort and modern elegance across its 1, 876 square feet of living space.
Step inside to discover a freshly updated interior, featuring an open floor plan with all new paint, new luxury vinyl plank 22mil flooring in the main living area and new carpet in the bedrooms. The sleek, modern kitchen is a chef's delight with stainless steel appliances, custom cabinetry, high-end quartz countertops, and a generous bar top perfect for entertaining.
Each of the three spacious bedrooms offers a retreat of its own, with the primary suite boasting two walk-in closets for ample storage. Enjoy the Florida sunshine in the serene sunroom, surrounded by all-new windows that provide picturesque views and tranquility.
The exterior impresses just as much, with a brand new 30 year roof, fresh paint, and a new HVAC system for year-round comfort. A two-car garage adds convenience, while the gated community features a pool, clubhouse, and tennis/pickle ball courts, creating a vibrant lifestyle just steps from your door.
Seize this affordable opportunity to reside in the sought-after Seagate Community on Anastasia Island, where beachside living meets suburban tranquility at 246 Joey Drive.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,380 | $3,422 | $4,356 |
Total Monthly Payment | $3,472 | $3,514 | $4,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.