This turnkey 3-bedroom, 2-bath home is in a prime walk-to-all location, just a few steps away from the Heart of the Village of Dobbs Ferry. And with three levels of indoor living, along with great outdoor space, it offers versatility for today's lifestyle. Enjoy everyday living on the main level which includes large Living and Dining rooms, an updated eat-in kitchen w/pantry, an updated full bathroom, and a side entry with covered porch giving you access to the large fenced in backyard w/patio, and driveway. At the end of the day, head up to the bedroom level which provides a primary bedroom with a windowed office/changing room, 2 additional bedrooms, and another full bathroom. Need more space? The lower level offers an additional ~550 SqFt of finished space including 2 flex rooms perfect for a home office, TV room, playroom, or exercise room, and a large laundry/mud room with a door to storage room and steps leading to the backyard. Many updates/upgrades have been done throughout: New kitchen, new full bathroom, new flooring, updated electrical, and more (all 2024). Move in soon and begin to enjoy all the village has to offer: Gould Park & Pool with a newly renovated playground/basketball court/pool, the Old Croton Aqueduct Trail for hiking/biking, restaurants/shops, and the Waterfront Park with incredible views of the Palisades and NYC. Commuting is a breeze with nearby parkways and a 40 min express train ride from the Dobbs Ferry Metro-North Station. Taxes listed do not include the NYS STAR rebate of $1582.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $1,821 | $1,821 | $1,821 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,306 | $5,481 |
Total Monthly Payment | $6,166 | $6,219 | $7,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.