Nestled within the picturesque townhouse community of Oak Valley, this charming property offers a serene retreat surrounded by beautifully manicured landscapes and the majestic canopy of Grandfather Oaks. Thoughtfully maintained, this home features a newer A/C and water heater installed in 2022, as well as a newer roof from 2020. The spacious open floor plan effortlessly blends style and comfort. Downstairs, you'll find wood-style laminate flooring, modern light fixtures, and ceiling fans that elevate the living space. A conveniently placed half bath adds to the practicality of the main level. The bright, airy kitchen—ideal for entertaining or casual meals—flows seamlessly into the living area. Sliding glass doors lead to a covered lanai, providing the perfect space to relax and enjoy the lush greenery that envelops the community. Upstairs, the primary bedroom offers private access to the bathroom, while an oversized second bedroom boasts soaring volume ceilings and generous walk-in closets. A conveniently located utility room enhances the home's functionality. Additional highlights include water and trash services covered by the HOA, making everyday living even more convenient. Situated in a prime location, this townhouse combines comfort, convenience, and natural beauty into one exceptional home. Tour the home virtually with this link: my. matterport. com/show/?m=7AEDcPCiA35&mls=1
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,267 | $1,612 |
Total Monthly Payment | $1,586 | $1,602 | $1,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.