Welcome to this adorable, newer home in the sought-after community of The Oaks at Shiloh Creek! Built in 2018, this stunning property offers a perfect blend of modern upgrades and convenience, located just 15-20 minutes from downtown Greenville with easy access to I-85. Step inside to an open concept living space that is perfect for entertaining. The gorgeous white kitchen features granite countertops, a large island, stainless steel appliances with gas cooktop stove, a stunning backsplash, and a huge pantry with a coffee bar. The kitchen flows seamlessly into the great room and a spacious morning room/dining area. There is also a flex room on the main level, that would be a perfect office, formal dining, or playroom. With an additional 3 bedrooms and a large loft upstairs, this home offers plenty of room for your needs. The primary suite boasts a trey ceiling, a walk-in custom closet, double sinks, and a large shower. The covered back porch overlooks a fully fenced-in yard with privacy fencing and a newer custom shed. This home has been lovingly cared for and upgraded with custom blinds, a primary bedroom closet system, epoxy-coated garage floor, smart garage door opener, designer ceiling fans in all bedrooms, and pendant lights in the kitchen. Additional features include ceiling speakers in the great room, an in-ground sprinkler system, wired alarm system, and even a French drain along the side of the home. Plus, the garage was extended by an additional 2 feet when built. Located in a quiet, well-established community, this home offers easy access to dining, shopping, and schools, making it an excellent value for any buyer!
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,859 | $2,366 |
Total Monthly Payment | $2,036 | $2,059 | $2,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.