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19 Newbury Drive, Westerly, RI, 02891 | $1,060,000
This lovely property in the desirable over 55 adult community of Winnapaug Cottages is strategically located between the summer resort ocean front communities of Watch Hill and Weekapaug. This free-standing home has all of benefits of condominium living with the amenities of a private home. Enjoy relaxing on your private patio overlooking an expansive lawn abutting a wooded conservation area and a garden maintained by the condominium association. The open concept living room, kitchen and dining area are spacious for gatherings and house guests. The kitchen features double ovens for special dinners and an oversized island perfect for entertaining. The main bedroom ensuite and the guest bedroom are conveniently located on the first floor. A graceful staircase descends to a media room or family room featuring a wet bar. This active community offers a Clubhouse membership with a heated, outdoor saltwater pool, an exercise room and a large gathering space for large scale entertaining an all purpose room with a fireplace and bar area, a well equipped exercise room and an outdoor, heated saltwater pool. Beautiful beaches are just a mile away and there are both public and private golf courses, shopping, the United Theatre, tennis and marinas.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full / 1 half
- Style: Cabin
- Year Built: 2014
- Garage: 2-car Attached,Garage
- Heating: Central,Forced Air,Gas
- Cooling: Central Air
- Basement: Full,Partially Finished
- Approx Sq. Feet: 2,524
- Est. Taxes: $7,629
- HOA Fee: $550 Monthly
- Lot Desc: Sprinkler System
- Adult Communities: Yes
- Appliances: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Washer
- MLS#: 1375805
- Website: https://www.raveis.com
/prop/1375805/19newburydrive_westerly_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
19 Newbury Drive, Westerly, RI, 02891
$1,060,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $848,000 | $848,000 | $848,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.820% | 6.597% | 6.158% |
| Monthly Tax Payment | $636 | $636 | $636 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,016 | $5,360 | $7,156 |
| Total Monthly Payment | $5,777 | $6,121 | $7,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB