Welcome to THE ISLES of Sarasota and this stunning single family home in South Sarasota, a master-planned development on Palmer Ranch. This lovely community continues to draw admiration for its well manicured, amenity rich friendly ambience. Appreciate the attractive curb appeal in this Kendall floor plan designed with an expansive front pavered veranda plus a large screened pavered lanai on the back of the home. 2013 solid construction. Appreciate the quiet location, star-lit evening sky and the sound of crickets emphasize this great location. The open floorplan features 10-foot ceilings and 8-foot interior doors, enhanced by crown molding, engineered hardwood flooring and sumptuous carpet in the bedrooms, plantation shutters, custom drapes and recessed lighting. Newly installed Quartz countertops in both the kitchen and bathrooms plus updated appliances 18 months ago. HVAC system replaced in Feb 2024 and the WATER HEATER replaced in March 2019. The spacious kitchen has 42" cabinets with under-cabinet lighting, stainless steel appliances including an induction cooktop and beverage refrigerator, stylish tile backsplash, and a cozy breakfast nook. The large primary bedroom suite has direct access to the covered lanai, custom closets and an ensuite bathroom complete with a walk-in shower, soaking tub and dual vanities. The home’s split bedroom floorplan ensures privacy for you and your guests. Two generous guest bedrooms with ample closet space, a guest bathroom, and a laundry room with a utility sink complete the opposite end of the home. The brick pavers from front to back make a statement. Living in The Isles of Sarasota means access to outstanding amenities, including an 11, 000 SF clubhouse with social events and an activities director, fitness center, heated resort-style pool, four lit Har-Tru tennis courts, basketball, pickleball, bocce ball, and a playground. HOA fees include internet, ADT security system, ground maintenance, irrigation, and landscaping. Conveniently located near the stunning Gulf Coast beaches, the brand-new Publix shopping center, shops, restaurants, and golf courses, this home is also just a short drive from the vibrant cultural scene of downtown Sarasota. Outdoor enthusiasts will love the nearby Legacy Trail and Oscar Scherer State Park, offering a variety of options for biking, nature walks, camping, canoeing, and fishing. Whether you're looking for a primary residence or a second home, this is truly the ultimate in Florida living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,884 | $3,670 |
Total Monthly Payment | $3,385 | $3,422 | $4,208 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.