Quiogue Cottage Perfection! 689 Main st is all you need- a chic, airy 2 bedroom cottage with two ensuite baths, living and dining areas, and den with workspace. Clean, light and beachy design features creative built ins, a wood burning fireplace for cozy evenings, and an open kitchen with marble countertops, a gas stovetop, combo microwave/convection oven, and a nearby coffee bar. The primary suite features a queen bed, large screen tv and ensuite bath. The guest bedroom has a twin with trundle pull out and an ensuite bath with shower. Relax in the backyard : the raised deck overlooks a heated pool and hot tub. A gas grill and plenty of outdoor furniture make for easy entertaining. Follow Quiogue's charming Main St one mile into the Village of Westhampton Beach, where you'll find shops, restaurants , the Saturday Farmer's Market and the Westhampton Beach Performing Arts Center. Close to the Quogue Field Club, The Westhampton Country Club and Aspatuck Tennis! The beach is less than 2 miles away, with the option to purchase passes to both Westhampton Beach Village Beaches and Town of Southampton. As efficient as a condo but with a private pool and hot tub! The easiest summer ever awaits at 689 Main St. MD-LD 65, 000, July-LD 55, 000 Additional information: Appearance: perfect
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Our Executive Mortgage Banker:
Our Insurance Division:
$65,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $52,000 | $52,000 | $52,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $342 | $346 | $439 |
Total Monthly Payment | $417 | $421 | $514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.