Don't miss this move-in ready 2 bed/2 bath home that's a short walk to the community amenities including heated pool, clubhouse, fitness center and more! With almost 1, 000 sq ft of living space, the home features an updated kitchen, open floor plan, new A/C ductwork in 2024, roofover and lots of storage in bedrooms. Washer and dryer hookup in utility shed; second shed for storage. Sitting area outside. 2019 Gas water heater needs to be serviced. Primary bedroom is ensuite; large second bedroom and guest bath that has been remodeled. Comes nicely furnished. Price includes share for the lot and ownership in the co-op. Home is located in popular Americana Cove, a 55+ waterfront community with access to Tampa Bay with no bridges. Community is located only 10 mins to downtown St. Petersburg, 15 mins to two airports and 25 mins to beaches. Popular 4th St shopping and dining are minutes away. Two indoor cats are allowed. Community requires 675+ credit score. Cash only--proof of funds with contract. This home would make a great residence, a snowbird retreat or investment property as renting is allowed with 2-month minimum. Low monthly maintenance fee of $360 includes water/sewer/trash pick up/ 24 hr manned gate/ lawn mowing and all amenities.
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$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $116,000 | $116,000 | $116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $772 | $782 | $995 |
Total Monthly Payment | $992 | $1,002 | $1,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.