This well-maintained 2-bedroom, 2-bath home is situated in the heart of Timber Pines, one of Hernando County's premier 55+ communities. Featuring newer luxury vinyl floors (2023), fresh paint (2023), and a brand-new roof (2024), this home offers excellent value and an active lifestyle. Enjoy peaceful mornings on the 10x17 front porch, perfect for watching the sunrise with your coffee, or entertain guests in the spacious 200 SF, heated and cooled back lanai. Inside, the thoughtful layout includes a breakfast nook in the kitchen and a large dining room with a full view of the living areas. The oversized garage provides laundry hookups and ample storage. Golf cart and furniture are negotiable.
Timber Pines is a gated community with endless amenities, including 63 holes of golf, a Country Club, Performing Arts Center, Wellness Center, pickleball, tennis, bocce ball, a dog park, security, and over 100 social clubs to suit your interests. Conveniently located just north of Spring Hill Dr. , this home is close to shopping, dining, medical facilities, and schools, with Hernando Beach and Bayport just 10 minutes away. Enjoy Florida's natural beauty with access to Weeki Wachee Springs, hiking trails, beaches, fishing, boating, and more. With easy access to the Suncoast Parkway, this location puts you right in the heart of Florida's Nature Coast. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$244,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,920 | $195,920 | $195,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,303 | $1,320 | $1,680 |
Total Monthly Payment | $1,701 | $1,718 | $2,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.