Welcome to your dream home in highly desirable Palm Harbor, Florida! This IMMACULATE 2-bedroom, 2-bathroom residence offers 1, 752 sq. ft. of spacious living plus an oversized, side entry two-car garage! The home is situated on a premium, corner home site with tremendous curb appeal in the well-kept community of Sunshine Estates! Step inside and discover a thoughtfully designed split floor plan, ideal for privacy and fine family living. Enter to a large open living and dining space leading to the substantial kitchen. The kitchen features a brand-new quartz single-slab countertop, complemented by a stainless steel undermount farm sink. The stunning quartz counter highlights an enormous breakfast bar open to a fabulous family room space. . . perfect for entertaining. Stainless appliances including an induction top range are 2024 new and come with warranties. The layout boasts two potential primary suites. Both bedrooms are sizable and have ensuite bath access. Living and entertaining space is extended with an enclosed Florida room Tyo ch looking out on the oversized yard. Numerous modern upgrades throughout make this home truly move-in ready. The interior boasts all energy efficient LED lighting throughout, updated light switches and electrical outlets for added convenience and a sleek modern look. Exterior and utility highlights include a NEW ROOF installed in 2024 providing peace of mind for years to come, recently upgraded irrigation system, totally refreshed landscaping and freshly painted exterior! An electric car charger, also installed in 2024, supports eco-friendly living, while a Leviton Type 1 225 amp electrical panel (August 2024) ensures modern electrical support. Beautiful outdoor lighting enhances the stone accented elevation and creates a welcoming evening ambiance. Located in an inviting neighborhood, this home is zoned for top-rated schools, including sought after Palm Harbor University High School. The community offers easy access to charming Olde Towne Palm Harbor and its fabulous restaurants, entertainment and street festivals as well as nearby shopping and medical, and of course the celebrated Gulf Coast beaches! Don’t miss out on this modern, move-in-ready gem—schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $146 | $146 | $146 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,425 | $3,086 |
Total Monthly Payment | $2,616 | $2,646 | $3,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.