High & Dry - absolutely no water intrusion from Helene or Milton! Hurricane Shutters on every window for Peace of Mind! Fabulous 2 Bedroom, 2 Full Bath condo all on one level property in the much sought after Palma Building "H" at Isla Del Sol, a golf course community. Sunset views of Boca Ciega Bay, the Gulf of Mexico, the Don Cesar & Isla Del Sol Championship golf course from your spacious balcony. So many upgrades have been made to this unit! Updated open concept kitchen with new cabinets, granite counters, stainless appliances & recessed lighting. Also custom desk space added to kitchen. The Master Bedroom has a sliding door to the balcony, with floor to ceiling views. Updated Ensuite Master Bath with granite counters, tiled shower and custom walk-in closet. The Guest Bedroom has a built-in office space, along with another walk-in custom closet. 6 panel doors throughout. Plank tiled flooring in kitchen, living & dining rooms. Hunter Douglas motorized window shades in living room that can be raised and lowered with a remote. Crown molding throughout and updated baseboards. All windows have custom wood valences. Furnishings are negotiable. With 1250sf of space, you have a laundry room off the kitchen with room for a full size washer/dryer and storage shelves. Trane AC replaced in November of 2019. Owners were part-time and condo was only lived in 6 months of the year. Never used as rental. In addition, there is a climate controlled, secure extra outside storage room on the same floor. Covered, under building parking space #33 on the ground level parking garage. There is also plenty of guest parking on the 2nd level of Building "H". The MILESTONE INSPECTION HAS BEEN COMPLETED. Community amenities include a resort-style pool/spa area, recreation room, fishing pier, bike and kayak storage. HOA fee includes basic cable & internet, flood insurance for building. Pet friendly Association - one of the few that allows 2 pets up to 25 lbs each. Memberships available for golf, tennis, yacht & social at the Isla Del Sol Country Club for a separate fee. The beautiful Gulf Beaches are a short bike ride or drive away, along with Ft DeSoto State Park. Just a 10 minute drive to vibrant downtown St Petersburg & upscale restaurants, museums, shops, the Dali Museum & the Pier. Conveniently located close to I-275 that will take you to Tampa Intl Airport in 30 minutes - or over the Sunshine Skyway to Sarasota & more beaches all the way down the West Coast. This is truly Island Living - wouldn't you like to live in Paradise?
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $688 | $688 | $688 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,980 | $3,018 | $3,841 |
Total Monthly Payment | $3,760 | $3,798 | $4,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.