Ranch with in-Law apartment! Welcome to 45 Littlefield Road in this Town of Scotland. Still just minutes away from shopping and all amenities. You will find a quaint home that has an in-law apartment. What is better than having help paying the mortgage! The main home features recently installed flooring and counter tops. The main home has 2 bedrooms 1 bath with 2 additional rooms with many options: den, office, playroom or arts and craft. The sliding back door leads to a private patio with a lovely above ground pool and its own deck. The in-law apartment has one level living that features 1 bedroom, 1 bath, spacious living room and kitchen. Separate electric utilities and entrance from main house. If you still want more this home has newer flooring through out, vinyl siding, Anderson windows, front door, 2 sliding doors and a 6yr old Roof.
Type | Description | Level |
---|---|---|
Bedroom 1 | Vinyl Floor | Main |
Bedroom 2 | Patio/Terrace,Sliders,Vinyl Floor | Lower |
Eat-In Kitchen | Vinyl Floor | Main |
Full Bath | Main | |
Full Bath | Stall Shower | Main |
Kitchen | Granite Counters,Vinyl Floor | Main |
Living Room | Vinyl Floor | Main |
Living Room | Patio/Terrace,Sliders,Wall/Wall Carpet | Main |
Primary Bedroom | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,600 | $295,600 | $295,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,992 | $2,535 |
Total Monthly Payment | $2,402 | $2,427 | $2,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.