1314 Vermont AVENUE, Tarpon Springs, FL, 34689 | $395,000

One or more photo(s) has been virtually staged. Welcome to this beautifully updated 2-bedroom, 2-bathroom home offering 1, 452 sqft. of living space in the sought-after community of Oakleaf Village in Tarpon Springs. A canopy of mature oaks adorn the streets and lead the way to the picnic & playground areas at the community park, which is city owned & maintained. The Updated Kitchen has a large window and ceiling fan which brightens & ventilates the space and showcases NEW granite countertops and NEW SMART Stainless Steel Appliances (electric range, refrigerator, dishwasher). Relax in the spacious primary bedroom suite with sliding glass doors leading to the NEWLY RE-SCREENED patio. The en suite bathroom boasts a large, wrap-around dual vanity with NEW faucets, NEW commode NEW recessed lighting, a NEWLY-TILED shower & tub combo, & a tremendous walk-in closet. The second bedroom offers a spacious closet and easy access to the second full bathroom, featuring a NEW single vanity, NEW commode, NEW recessed lighting, & NEWLY-TILED shower. This Split Floor Plan provides maximum privacy with bedrooms situated on opposite sides of the home. The Outdoor Living space offers TWO SCREENED-IN PATIOS out back, both with NEW SCREENS and one with a NEW ceiling fan. The backyard is enclosed by a NEW privacy fence, perfect for relaxation or entertaining. The Oversized 2-Car Garage: Includes NEW non-skid-coated flooring, a NEW HURRICANE-RATED GARAGE DOOR and ample built-in cabinets for plenty of extra storage. Additional Updates include: NEW Roof, NEW HVAC with SMART Thermostat, NEW Electric Water Heater, NEW Interior & Exterior Paint, Tile Flooring Throughout, NEW Ceiling Fans, NEW KITCHEN APPLIANCES, NEW HURRICANE-RATED Garage Door. The HOA ANNUAL FEE OF $25 IS OPTIONAL & NOT REQUIRED!! This property is NOT located in a Flood Zone, yet it is less than 2 miles from the Gulf of Mexico, offering easy access to local beaches, restaurants, shops, & parks! Conveniently located near the following: Innisbrook Golf Course & Resort, PHSC, Lake Tarpon, the Pinellas Trail, & the Historic Sponge Docks of Tarpon Springs. Don’t miss your chance to make this home YOURS & live in this vibrant Tarpon Springs community!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 84 x 89
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Year Built: 1981
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,452
  • Acreage: 0.17
  • Lot Size: 84 x 89
  • Est. Taxes: $4,958
  • HOA Fee: $25 Annually
  • Lot Desc: Sidewalk
  • Elem. School: Tarpon Springs Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Range Hood, Refrigerator
  • MLS#: W7871273
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/W7871273/1314vermontavenue_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/29/2025 1:35:48 PM)
Listing courtesy of FUTURE HOME REALTY   Phone: 800-921-1330

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1314 Vermont AVENUE, Tarpon Springs, FL, 34689

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.153% 7.146% 6.160%
Monthly Tax Payment $413 $413 $413
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,050 $2,100 $2,645
Total Monthly Payment $2,538 $2,588 $3,133

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.