All that Lake Joy has in this completely renovated modern home! Brand new and freshly painted on the exterior in this fenced spacious backyard with covered lanai. Enter into covered front porch and Step through your brand new door into your spacious open floor plan with marble floors, custom, lighting, and ceiling fans. As soon as you walk in the door, you greeted with the centerpiece and true beauty of the home. The kitchen features brand, new cabinetry, stainless steel appliances, subway, full wall, tile brand, new sink, and soft closed doors and drawers and an island. There are two perfectly designed picture desk windows overlooking the backyard. Leaving to the three bedrooms you are greeted with a custom closet featuring the laundry room with brand new washer and dryer. Down the hall you greeted with the. Primary bedroom leading to the all tile wall primary bath with brand new everything including Modern showerhead and glass sliding door doors with 42 inch vanity. The additional two bedroom share the second bathroom with 42 inch modern vanity and tile surround combo/shower. Set back across the home to your covered lanai with entry door into the garage. The garage features brand new epoxy flooring. This is truly a one-of-a-kind in the Shores! The community of Lake Joy has so much including access to the beautiful lake with walking trails, a fitness center and pool and so much more! The HOA fee is very low of $136 /year.
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,563 | $1,583 | $2,005 |
Total Monthly Payment | $1,710 | $1,730 | $2,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.