Seller is offering $5, 000 towards Buyer's closing costs!
Welcome to this enchanting cottage-core home, originally built in 1963 and completely reimagined from the studs out! This charming retreat offers a perfect blend of timeless character and modern updates, creating a warm, inviting atmosphere throughout. With beautifully renovated kitchen and bath spaces, every corner of this home exudes comfort and style.
Set on 2 serene acres, the property is a true country haven, featuring lush pastures ideal for raising goats, along with two chicken coops. A gorgeous pole barn adds both function and beauty, providing ample space for storage, hobbies, or livestock needs. Whether you're drawn to the quaint interior, the peaceful outdoor setting, or the opportunity to embrace a farm-inspired lifestyle, this property offers everything you've been dreaming of. Come fall in love with your own slice of countryside paradise! See additional notes. . . Features: New HVAC (2024) New well(2023) New Plumbing (2022) New water treatment system (2022) New Engineered Hardwood floors and New Engineered Hardwood flooring (2024) 50 amp RV hookups in the barn as well as irrigation run throughout the property for gardens and farm animals!
Fruit trees: Pear, Lemon, Peach and Fig
50 yo. Muscadine vine producing thousands of grapes every summer as well as Elderberry plants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$615,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,315 | $3,356 | $4,252 |
Total Monthly Payment | $3,634 | $3,675 | $4,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.