Presented byAmy Rubin |
Welcome to 41 Goshen Rd, a charming year-round beach cottage just a short walk from Pleasure Beach in Waterford, CT! Imagine waking up to the sound of seagulls, the salty breeze, and the peaceful vibe of this idyllic coastal community. This cozy home offers the perfect blend of comfort and convenience, with light-filled rooms, a butcher block island in the kitchen, and easy first-floor laundry with a stackable washer/dryer. The unfinished basement is a blank canvas, ready to be customized to your needs, while the oversized shed provides plenty of storage for your beach gear and more. Step outside into a lovely, flat yard - ideal for outdoor activities, gardening, or simply enjoying the serene surroundings. Whether you're relaxing at the beach, taking a walk along the water, or savoring the sounds of the neighborhood, this home offers a lifestyle that's second to none. With its prime location, easy living features, and endless potential, this beach cottage is a true gem. Don't miss the chance to make this coastal retreat your own - schedule a showing today!
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Full Bath | Main |
Full Bath | Upper |
Living Room | Main |
Primary Bedroom | Upper |
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$339,000
Sales Associate
William Raveis Real Estate
Phone: 860.213.9282
Amy.Rubin@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,804 | $1,827 | $2,325 |
Total Monthly Payment | $2,182 | $2,205 | $2,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.