DON'T MISS THIS RARE OPPORTUNITY to own a THREE BEDROOM/THREE BATHROOM, OCEAN VIEW unit in the exclusive Fort Clinch Condominiums, located on the sought-after north end of Amelia Island. This home offers a blend of coastal charm, privacy, and convenience. Enjoy OCEAN VIEWS from the primary bedroom and upstairs deck, with the added benefit of being elevated above the flood zone. On the first floor, you'll find a living room, dining area/study, guest bedroom w/ a full bath, & beautifully updated eat-in kitchen (renovated in 2022) featuring new appliances & new hot water heater. Upstairs, the oversized primary suite offers a recently renovated ensuite with soaking tub & custom walk-in closet and a balcony. The second guest suite upstairs, the ''TREE HOUSE ROOM'', is nestled up in to Fort Clinch State Park's natural tree canopy, offers double closets, and ensuite. New bamboo flooring throughout the home adds a contemporary touch to this elegant coastal retreat. The spacious garage easily accommodates three vehicles (52'x16') with plenty of storage for beach gear, just a short walk from the sand. A quick golf cart ride takes you to the vibrant shops and restaurants of downtown Fernandina Beach. New roof in '21, HVAC in '18 and new Hardie Siding in '23. The four units that make up Ft Clinch Condos, two units per building, share a large deck system that provides owners with privacy and a pool! Imagine your beach retreat or forever home thats maintenance free! Schedule your private showing today to experience the charm and exclusivity of this stunning property! Are you ready to LOVE WHERE YOU LIVE?
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.286% | 6.874% | 6.972% |
Monthly Tax Payment | $573 | $573 | $573 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,524 | $4,410 | $6,017 |
Total Monthly Payment | $5,189 | $5,075 | $6,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.